Call or text (626) 483-6135·Se habla español·Office (909) 920-0999CA DRE #01734864·NMLS #1992334·EspañolLoginSe habla español
Refinance calculator
Compare your loan today with a new one. See your new payment, any cash you take out, and how long before the costs pay for themselves.
Compare your loan today with a new one. See your new payment, any cash you take out, and when it pays off.
Assumes closing costs are paid in cash. Taxes and insurance not included.
This is a rough estimate to help you plan. It is not a quote, an appraisal or tax advice. Angela can give you real numbers for your home.
Understand your numbers
Your current principal and interest, based on what you owe and the years left.
What the new loan would cost each month, including any cash you take out.
How much you save, or how much more you pay, each month.
How many months of savings it takes to cover the cost of the new loan. Shorter is better.
Some people refinance to get cash for repairs, to pay off high-interest debt, or to buy out a family member.
Tips
If you plan to move before the break-even date, a refinance may not be worth it.
Starting a new 30-year loan can lower your payment but cost more over time.
If your rate today is low, a home equity loan might be a better way to get cash.
Questions
It depends on your home's value, your loan and your credit. Many loans let you borrow up to about 80% of the value.
Often 3 to 6 weeks, from start to closing.
Yes. That's one of the most common reasons. Try the buyout calculator first.
Talk to Angela
Our lending side can check today’s rates and tell you honestly if a refinance is worth it. If it’s not, we’ll say so.
Call Angela. No pressure and no cost to talk. Just honest answers about your home and your options.
